Flexible and accessible unsecured business finance
Efficient, paperless application with no unnecessary forms or meetings.
For any purpose
Flexible, versatile funding tailored to your needs.
Competitive rates and charges with no hidden fees.
Peace of mind
Your application is processed quickly, rigorously and securely.
How it works
Do I qualify for a Spotcap unsecured business loan?
We assess applications promptly and thoroughly, using a unique, proprietary credit algorithm that gives us deep insight into the financial condition of your business. We assess applications within 24 hours of receiving your completed application.
Versatile unsecured loans designed to meet your needs
We’re trusted by thousands of businesses
Don’t take our word for it. Hear what our satisfied customers say about us:
Major Spotcap Partners supporting SMEs
“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”
“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”
“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $250,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”