Flexible and accessible unsecured business finance
Efficient, paperless application with no unnecessary forms or meetings.
For any purpose
Flexible, versatile funding tailored to your needs.
Competitive rates and charges with no hidden fees.
Peace of mind
Your application is processed quickly, rigorously and securely.
How it works
Do I qualify for a Spotcap unsecured business loan?
We assess applications promptly and thoroughly, using a unique, proprietary credit algorithm that gives us deep insight into the financial condition of your business. We assess applications within 24 hours of receiving your completed application.
Versatile unsecured loans designed to meet your needs
We’re trusted by thousands of businesses
Don’t take our word for it. Hear what our satisfied customers say about us:
Major Spotcap Partners supporting SMEs
“Online lending platforms such as Spotcap have developed unique credit algorithms which leverage real-time business data to provide unsecured lines of credit in a fast and flexible way. In many cases the application process can be completed entirely online and funds available within 24 hours.”
“Spotcap has lent $35 million to Australian small businesses over its first 19 months of operations, with the book growing by 450 per cent over the year to December 2016 as the fintech expanded its distribution capability through deals with broking networks.”
“Spotcap focuses on small- and mid-sized enterprises, or SMEs, that have been active more than a year. Those businesses often have limited access to credit as they pose more risk to banks and don’t have the track record to prove their ability to repay the funds.”