What is different about a Spotcap line of credit?
We’re trusted by thousands of growing businesses
Jennifer is one of many Australian business owners who has used Spotcap to grow. Read more about other aspirational SMEs we have financed
"Spotcap finance enabled us to grow and having that emotion that someone believed in your vision just left us feeling great"
Let your business benefit from Spotcap's unsecured lending
It’s your business, so you choose how to use the funds. Our credit lines are a versatile solution for both long- and short-term activities.
Qualification and eligibility criteria
What we look for in applications
How does a business line of credit work?
Below is an example of Spotcap’s approach, focused on simplicity and flexibility
Understanding business lines of credit
A business line of credit is a financing arrangement where you can borrow cash several times until you reach a fixed credit limit. Many business ventures come without a clear price tag, and a line of credit gives you the option to adjust how much funding you commit to.
How can you benefit from a business line of credit?
Revolving and non-revolving: what's the difference?
Business loan calculator