Business loans for Melbourne businesses of up to $400k
SMEs in Melbourne now have a financial solution that reflects their wide variety of industries
Unsecured, without collateral
Free non-committal application
Decision within 1 working day
No fees for repaying early
Short term finance for businesses based in Melbourne
Paperless online application
For any business purposes
For Melbourne-based businesses
Maximise your business ROI
Melbourne’s economy is supported by small business
Small businesses account for around 96 percent of all business entities in the state of Victoria. Nearly half of all people employed in Victoria’s private sector work in small business.
Small businesses can be found in almost every industry and sector. Whether your business is building houses or selling them, Spotcap can help you grow your business.
With so many small businesses in Melbourne, there’s a lot of competition. In order to compete, there’s a need for capital, which is where Spotcap can help with loans up to $400k.
Melbourne’s economy is supported by small business
Small businesses account for around 96 percent of all business entities in the state of Victoria. Nearly half of all people employed in Victoria’s private sector work in small business.
Small businesses can be found in almost every industry and sector. Whether your business is building houses or selling them, Spotcap can help you grow your business.
With so many small businesses in Melbourne, there’s a lot of competition. In order to compete, there’s a need for capital, which is where Spotcap can help with loans up to $400k.
Spotcap understands the needs of Melbourne’s small businessesIn order to thrive and compete in this vibrant city of Melbourne, businesses need to continually grow. For your business, this growth could mean developing new products, hiring sales people or investing a marketing campaign.
Spotcap understands the need for your business to compete in Melbourne. That’s why loans with Spotcap are available for between $10k and $400k - the finance your business needs to be able to grow and compete.
Spotcap can also help Melbourne-based SMEs with the finance needed to extend their products and services to other cities in Australia, as well as overseas.
Versatile loans designed to meet your financial needs
Unsecured business loans
Keep moving forward with an unsecured business loan. Our new approach brings added flexibility to business lending, combined with a prompt, convenient online application and approval process.
Working capital
Expand your opportunities with our new approach to business finance. We’re offering a new way to fund new equipment, new products and new hires, and to facilitate growth into new markets.
Trade finance
Our business loans are great for importers and exporters because they're easily customised to suit you. Stay in control of your cashflow and finance costs by borrowing only what you need and repaying early when you want.
Key facts about your Spotcap short term finance
Does your business qualify to apply for an unsecured business loan?
How much could your business borrow?
What does it cost to apply?
What is the overall interest rate?
How quickly could your business be approved?
Does Spotcap offer this service only for Melbourne businesses?
How to apply for business finance from Spotcap
Sign up
Fill in some brief details to start off the application process
Complete the application
Upload financial documents, or link your bank account, to complete your application
Get approval
You’ll receive our response within 24 hours of submitting a completed application
Spotcap loans reviewed by business in Australia
How to apply for a loan from Spotcap
Tell us about yourself and your business
Receive your decision within one working day
Accept your offer and receive your funds
Qualification criteria
Australian business
Annual turnover of +$200k
Trading for at least 18 months
Profitable business
Business loan calculator
Monthly repayment
$9,168
- Amount$ 100,000
- Time12 months