Flexible loans for Queensland businesses of up to $400k
SMEs in Queensland now have a financial solution that reflects the wide variety of industries
Unsecured, without collateral
Free non-committal application
Decision within 1 working day
No fees for repaying early
Short term finance for businesses based in Queensland
Paperless online application
For any business purposes
For Queensland-based businesses
Maximise your business ROI
Almost of Queensland businesses are small and medium size businesses
Spotcap understands SME business needs. Queensland is a SME dominated state with small businesses across every industry sector - from construction to finance. Almost 20 percent of small businesses in Australia are based in Queensland which is not surprising considering the cost-competitive business environment.
Small businesses need to keep growing in order to be competitive. Investing in growth could mean you’re hiring sales people, developing new products or investing in a marketing campaign.
No matter your industry, Spotcap can help you grow your business through helping you access loans up to $400k. If your business is building houses, decorating them, selling them, or something entirely different - we have helped someone like you grow their business.
Almost of Queensland businesses are small and medium size businesses
Spotcap understands SME business needs. Queensland is a SME dominated state with small businesses across every industry sector - from construction to finance. Almost 20 percent of small businesses in Australia are based in Queensland which is not surprising considering the cost-competitive business environment.
Small businesses need to keep growing in order to be competitive. Investing in growth could mean you’re hiring sales people, developing new products or investing in a marketing campaign.
No matter your industry, Spotcap can help you grow your business through helping you access loans up to $400k. If your business is building houses, decorating them, selling them, or something entirely different - we have helped someone like you grow their business.
Spotcap understands the needs of Queensland small businessesSpotcap unsecured loans are offered for almost any business purpose - so it also doesn’t matter if you need funds for staffing, innovation or marketing - we support businesses with financing their growth.
Spotcap can also help SME businesses based in Queensland with the finance needed to extend their products and services to other parts of Australia, as well as overseas.
Contact us today if you think you can benefit from a Spotcap line of credit - no matter the industry you’re in.
Versatile loans designed to meet your financial needs
Working capital
Expand your opportunities with our new approach to business finance. We’re offering a new way to fund new equipment, new products and new hires, and to facilitate growth into new markets.
Unsecured business loans
Keep moving forward with an unsecured business loan. Our new approach brings added flexibility to business lending, combined with a prompt, convenient online application and approval process.
Trade finance
Our business loans are great for importers and exporters because they're easily customised to suit you. Stay in control of your cashflow and finance costs by borrowing only what you need and repaying early when you want.
Key facts about your Spotcap short term finance
Does your business qualify to apply for an unsecured business loan?
How much could your business borrow?
What does it cost to apply?
What is the overall interest rate?
How quickly could your business be approved?
Does Spotcap offer this service only for Queensland businesses?
How to apply for business finance from Spotcap
Sign up
Fill in some brief details to start off the application process
Complete the application
Upload financial documents, or link your bank account, to complete your application
Get approval
You’ll receive our response within 24 hours of submitting a completed application
Spotcap loans reviewed by business owners like you
How to apply for a loan from Spotcap
Tell us about yourself and your business
Receive your decision within one working day
Accept your offer and receive your funds
Qualification criteria
Australian business
Annual turnover of +$200k
Trading for at least 18 months
Profitable business
Business loan calculator
Monthly repayment
$9,168
- Amount$ 100,000
- Time12 months