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How does Spotcap work?
How can a loan from Spotcap help my business?
We’re here to help both established and newer businesses access flexible finance. It’s your choice how to put the funds to work. Here are some ideas:
Do I qualify for a business loan from Spotcap?
Unlike traditional lenders, we focus on how well your business has performed recently. We assess your firm’s financial condition using our unique combination of sophisticated algorithms and specialist underwriters. This means we can make decisions on a forward-looking perspective, backed by robust assessment.
Business loan calculator
“Spotcap Australia has issued more than $1 million worth of credit to SMEs in its first 60 days of operation, which has exceeded our expectations and validates to us that there is significant demand for our credit line product from SMEs in Australia.”
“Spotcap will differentiate itself by offering a free line of credit for up to three months. As soon as the company starts drawing on the loan, it becomes a “vanilla amortising” business loan that has to be paid back within six months.”
“Spotcap’s better-than-expected launch has driven the company to more than double its maximum loan size to $250,000. The company has also lent to businesses from all states and territories, mostly to those in the retail and services sectors.”