Business finance Knowledge Centre

Successful business owners and their teams are always hungry to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

Spring is here! Get cracking for a Productive Summer

It’s that time of year when businesses start to prepare for the summer season ahead. Small businesses typically see an increase in sales and the…

Where Art Thou Cash?

Written by David Maher from Right Brain Insights. Have you ever found yourself wondering ‘where is the cash?’ You have seemingly ‘made all of this…

Spotcap Announces Scholarship for Fintech’s Next Gen

At a time of increasing need for graduates with fintech expertise, the Spotcap Fintech Scholarship programme gives aspirational Australian students the opportunity to focus their…

6 SEO Tips for Small Business

Ever wonder how your competitors appear at the top of the google search? It’s quite annoying and puts your business out of the mindset of…

SME social butterflies: do I need to be on EVERY platform?

Imagine if you could reach 75% of the Australian population in one place. Well, you essentially can – with 17,000,000 active facebook users just in…

9 Things you Didn’t Know were Tax Deductible

It’s tax time, and a lot of small businesses have put off their tax returns in fear of what awaits. However, we have come to…

Has your Business Outgrown its Credit Card?

  With the federal reserve set to hike interest, credit card rates will increase to 1 percentage point higher than they were just two years…

Q&A with Michael Steengaard 

This week, we’ve chosen to have a chat with Spotcap Australia’s own Michael Steengaard. As our senior clients services manager in Australia, Michael has been…

The Global Attack of Petya & Staying Protected

What is going on?   Cyber threats are at an all time high, and it has never been more important for businesses to lock down…

Spotcap Announces Scholarship for Aspiring Students of Fintech

Sydney, Australia – 5 September 2017 – Online lender Spotcap is today launching its Fintech Scholarship program – an award of A$10,000 to help support…

Global Online Lender Spotcap Partners with Heartland Bank, Launches in NZ

Fintech company raises A$20million in funding from listed New Zealand bank SYDNEY, AUSTRALIA 31 January, 2017 — European-based online lender Spotcap today announces a partnership…

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.
Brand and awarenesss

Branding and raising awareness

In this eight part step-by-step guide you will master the basics of brand building.

How to fund your business without using the bank

Find out in this interactive guide how you can find the best type of funding for your business.