Business finance Knowledge Centre

Successful business owners and their teams are always hungry to learn more about improving performance and profits. Stay informed with our guides, advice and tips.


A beginner’s guide to finding an influencer

Influencers are an important aspect of not only marketing strategies, but the business image as a whole when it comes to interacting with customers. The…


Cybersecurity – don’t get locked out

Cyber threats are at an all time high, and it has never been more important for businesses to lock down their data. Gone are the...
Finnies 2017

Spotcap Announced as a Finnies Finalist

Fintech Australia has today announced the finalists for the inaugural Finnies. Held next week in Sydney, the national fintech awards identify outstanding players who demonstrate…

2017 Federal Budget

Federal Budget 2017: a commentary on Australian fintech

Friday, 12 May 2017 Spotcap Australia and New Zealand Managing Director, Lachlan Heussler   Open Data and APIs   Treasurer Scott Morrison announced a budget…

Federal Budget 2017: How do SMEs benefit?

This year’s federal budget announcement alluded to many positive implications for SMEs, with the federal government mostly continuing to support small businesses in their respective…

Preparing for the End of Financial Year

How you can better prepare for the end of financial year    It is only a couple of months out from the end of financial year…

Spotcap’s Lachlan Heussler named top fintech influencer

Managing Director of Spotcap Australia and New Zealand, Lachlan Heussler, has just been named a fintech industry influencer by Billed as the definitive list…

Alternative Finance Guide

Spotcap’s Guide to Alternative Finance

Despite being the backbone of the Australian economy, many small businesses struggle to access the finance they need to grow. Fortunately, the emerging alternative finance…

Debunking the myth: how long is the ideal working day?

With lots of provocative articles currently circling the internet about work hours, here at Spotcap we were curious to find out just how much is ideal for both…

Global Online Lender Spotcap Partners with Heartland Bank, Launches in NZ

Fintech company raises A$20million in funding from listed New Zealand bank SYDNEY, AUSTRALIA 31 January, 2017 — European-based online lender Spotcap today announces a partnership…

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.
Brand and awarenesss

Branding and raising awareness

In this eight part step-by-step guide you will master the basics of brand building.

How to fund your business without using the bank

Find out in this interactive guide how you can find the best type of funding for your business.