Business finance Knowledge Centre

Successful business owners and their teams are always hungry to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

Spotcap’s Lachlan Heussler named top fintech influencer

Managing Director of Spotcap Australia and New Zealand, Lachlan Heussler, has just been named a fintech industry influencer by Finder.com.au. Billed as the definitive list…

Alternative Finance Guide

Spotcap’s Guide to Alternative Finance

Despite being the backbone of the Australian economy, many small businesses struggle to access the finance they need to grow. Fortunately, the emerging alternative finance…

Debunking the myth: how long is the ideal working day?

With lots of provocative articles currently circling the internet about work hours, here at Spotcap we were curious to find out just how much is ideal for both…

The Lifetime Value of a Broker’s Client

When you’re running a client-facing business, a couple of adages seem to endure. One: 80% of your business comes from 20% of your clients, and…

5 things you need to know before scaling your business

Scaling your business is exciting. If all goes well, your team, customer base and revenue will grow. If done badly, you can end up with…

Is your business affected by the cash flow crisis?

Is your small business owed money? Chances are, it is…   A recent report released by the Invoice Market indicates Australia’s two million small businesses…

To Buy or Not To Buy: The Pros and Cons of Buying and Leasing Equipment

Like most things in business (and life), choosing between buying and leasing equipment isn’t always black and white. Whether it’s computers, cars or machinery, there…

Spotcap CEO, Jens Woloszczak, talks responsible lending at Altfi

AltFi, the global summits for the alternative finance sector, came to Sydney on 27 February. Held at Doltone House on Jones Bay Wharf, a number…

Borrowing money is good for your bottom line. It’s time we smash the borrowing stigma

When you’re looking at options to raise capital in order to grow your small business, you can either borrow money or raise money through providing...

Global Online Lender Spotcap Partners with Heartland Bank, Launches in NZ

Fintech company raises A$20million in funding from listed New Zealand bank SYDNEY, AUSTRALIA 31 January, 2017 — European-based online lender Spotcap today announces a partnership…

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.
Brand and awarenesss

Branding and raising awareness

In this eight part step-by-step guide you will master the basics of brand building.