Business finance Knowledge Centre

Successful business owners and their teams are always hungry to learn more about improving performance and profits. Stay informed with our guides, advice and tips.

9 Things you Didn’t Know were Tax Deductible

It’s tax time, and a lot of small businesses have put off their tax returns in fear of what awaits. However, we have come to…

Has your Business Outgrown its Credit Card?

  With the federal reserve set to hike interest, credit card rates will increase to 1 percentage point higher than they were just two years…

Q&A with Michael Steengaard 

This week, we’ve chosen to have a chat with Spotcap Australia’s own Michael Steengaard. As our senior clients services manager in Australia, Michael has been…

The Global Attack of Petya & Staying Protected

What is going on?   Cyber threats are at an all time high, and it has never been more important for businesses to lock down…


EOFY is here! Is your business sorted?

End of financial year is close, and no doubt some businesses are in a flutter of stress and panic to get their administration and relevant…

Social Media

Understanding Social Media Algorithms

Ever wondered how your favourite pages always end up at the top of the newsfeed, and other businesses somehow slide down out of vision? It’s…

The Rise of the Cashless Economy

The Rise of the Cashless Economy

The idea of exchanging value for goods has been around since the stone age. Historians believe that metal objects were used as money as early…

End of financial year

Only 1 month out from End of Financial Year! Are you ready?

It’s only a month out from the end of financial year, so time to knuckle down for a lot of us working in startups. Most…


A beginner’s guide to finding an influencer

Influencers are an important aspect of not only marketing strategies, but the business image as a whole when it comes to interacting with customers. The…

Global Online Lender Spotcap Partners with Heartland Bank, Launches in NZ

Fintech company raises A$20million in funding from listed New Zealand bank SYDNEY, AUSTRALIA 31 January, 2017 — European-based online lender Spotcap today announces a partnership…

Online Lender Spotcap Launches in the UK

Spotcap has raised £56 million in equity and debt funding and issued more than £45 million in credit lines. It is operating in the UK with a credit license from the Financial Conduct Authority (FCA).

Fintech lender provides $11 million of finance to small businesses in first year

May 27, 2016 Spotcap experiences 30 per cent month-on-month growth, rapidly expands local presence SYDNEY, Thursday 26 May 2016 – In just one year online…

Online lending platform Spotcap raises nearly $50 million in funding

February 3, 2016  Finstar Financial Group acquires stake in FinTech company and becomes its major strategic partner Spotcap raises nearly $50 million (31.5M Euro) in…

Fintech lender makes credit more accessible for SMEs

November 23, 2015 Spotcap to become the first online lender to integrate with all six of Australia’s accounting software solutions SYDNEY, Monday November 23, 2015…

Online lender Spotcap moves into new Stone & Chalk fintech hub

August 26, 2015 Sydney, August 26, 2015 – Multi-national online lending platform Spotcap announced today that it has moved its Australian office into Sydney’s newest…

Entrepreneurs join forces to find Australia’s bravest business owner

May 30, 2016 SYDNEY, Monday 30 May 2016 – Online business lender Spotcap today launched ‘Yes is More’, a search for Australia’s bravest business owner….

Online credit platform Spotcap launches in Australia

May 26, 2015 Rocket Internet continues global fintech rollout with Aussie launch SYDNEY, May 26, 2015 – Spotcap, the Rocket Internet backed online credit platform,…

Everyday Cashmere uses Spotcap credit line to grow

Jennifer runs a cashmere retail business which makes cashmere sexy. Jennifer recently approach Spotcap, an online lender, to access finance to produce an innovative new product line.
MD Lachlan speaking

FinTech lender enables brokers to provide a better service to SME clients

39% of Aussie brokers find small business loans challenging to manage. FinTech lenders can help brokers to address the financing needs to SME clients.
MD Lachlan pitching

An introduction to alternative lending

Alternative lending refers to the wide range of loan options outside of the traditional banking ecosystem. Spotcap's Managing Director Lachlan Heussler helps SMEs to navigate the emerging industry in this short video.
Brand and awarenesss

Branding and raising awareness

In this eight part step-by-step guide you will master the basics of brand building.

How to fund your business without using the bank

Find out in this interactive guide how you can find the best type of funding for your business.