Manufacturing finance of up to $250,000 for SMEs in Australia

Grow your opportunities with a manufacturing loan. We provide the funding you need for your manufacturing business to succeed

Apply online

Don’t waste time with unnecessary forms and meetings.

For any purpose

Flexible, controllable funding, tailored to your specific needs.

Maximise ROI

Competitive rates and charges, with no hidden costs.

Peace of mind

Your application is processed promptly, rigorously and securely.

Finance to boost your Australian manufacturing business

Australia’s manufacturing industry is intrinsically linked to our economy. The industry makes a significant contribution to GDP and keeps millions of Australians in jobs.

Australia has always been a country that ‘makes things’. As the mining boom cools and traditional manufacturing jobs become automated, Aussie manufacturers are finding innovative ways to continue that tradition.

The thing is, many Aussie manufacturers are small; there are 50,000 small or medium Australian manufacturing enterprises that employ less than 200 people. Smaller businesses have less capacity to borrow funds for innovative purposes, particularly from traditional providers. Which is why alternative finance from online business lenders can be a viable alternative. Online lenders have helped thousands of manufacturers to thrive in a tumultuous industry.

Finance to boost your Australian manufacturing business

Australia’s manufacturing industry is intrinsically linked to our economy. The industry makes a significant contribution to GDP and keeps millions of Australians in jobs.

Australia has always been a country that ‘makes things’. As the mining boom cools and traditional manufacturing jobs become automated, Aussie manufacturers are finding innovative ways to continue that tradition.

The thing is, many Aussie manufacturers are small; there are 50,000 small or medium Australian manufacturing enterprises that employ less than 200 people. Smaller businesses have less capacity to borrow funds for innovative purposes, particularly from traditional providers. Which is why alternative finance from online business lenders can be a viable alternative. Online lenders have helped thousands of manufacturers to thrive in a tumultuous industry.

How can a Spotcap loan help my manufacturing business?

We provide unsecured, flexible loans to manufacturers in Australia. You could put a loan from us to work in many ways, including:

  • Investment in streamlining your processes

    Continual process improvement keeps you competitive. An injection of finance could pay for the expertise you need to discover new ways of boosting efficiency

  • Development of new markets

    Your products would probably appeal to markets you don’t sell into right now, both in Australia and abroad. A Spotcap loan could help you find and market to potential new customers

  • Advancing your research and development

    A business loan from us can provide the boost needed to stimulate innovation and creativity in your business, allowing you to develop new products and new opportunities

  • Increasing productivity through team training

    A great way to sharpen your business for success is to equip your employees with new skills. Our versatile manufacturing loan can help you fund the necessary education

What are the benefits of Spotcap’s tailor-made manufacturing loans?

The application process can be completed online in three easy steps. It takes just five minutes. We will make a decision within 24 hours and once approved, you can access the funds immediately.

Because Spotcap offers both lines of credit and business loans, you can easily access finance, as and when you need it. You can use the funds meet your business needs - to purchase inventory, pay suppliers, fund repairs or run a marketing campaign.

Traditional lenders often see small business as a risky investment and ask for security to mitigate the risk. Spotcap assesses risk in a sophisticated way by looking at the real-time performance of the business. An unsecured loan enables small businesses to access the finance needed to grow without collateral.

What you need to know about our manufacturing finance

Our loans deliver versatile finance to manufacturing businesses across the UK

Loan amount

Our loans range from $5k to $250k, made available through a flexible line of credit

Loan terms

When your application is approved, we give you access to a line of credit. You withdraw what you want, when you need it. These withdrawals become loans, usually repayable over 6 to 12 months.

Criteria to qualify

Our basic eligibility requirements are: your business must have turnover of at least $100k, be registered in Australia with an Australian online bank account, and have been operational for at least 12 months

Interest rates

Our business loan calculator can help you estimate interest costs and monthly repayments. The interest rate on your loan will depend on market conditions and your recent business performance

Business loan repayment calculator

  • Amount
    $125,000
  • Time
    9 months

$14,951

Monthly repayment

For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

Monthly repayment

$14,951

  • Amount
    $125,000
  • Time
    9 months
For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

How to apply for your manufacturing finance

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Sign up

We need basic personal and business information to initiate the application process

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Complete the application

To finish your online application, connect your accounting software and bank account to our system. The entire process can take less than five minutes

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Get approval

Once approved for a business loan, it will take only one working day to get access to the funds