Partner Spotlight | Ben Flood from Glass Financial

“Spotcap shows the way forward for innovation and technology in the absence of common sense when considering creditworthiness” – Ben Flood, CEO of Glass Financial.


With over 20 years in the banking and finance industry as a private banker, business development manager and an independent broker, Ben Flood has a wealth of knowledge, wisdom and expertise.

Traditionally, Ben has worked in residential, commercial, construction and asset finance areas. But with over two million small-sized business owners in Australia, it’s no surprise that throughout the span of his career, Ben has come across several small business owners and bared witness to the uniqueness of their financial needs.

In response, as the CEO of Glass Financial, Ben diversified his offering to service Australian small business owners. At the forefront of Glass Financial is the use of innovative technologies to find unique financial solutions for a variety of clients, prompting the invaluable relationship with Spotcap.

Ben said: “SME clients are always looking for new and better ways to source cash flow solutions outside of the restrictions imposed by the major banking institutions. Spotcap was able to provide a simple, flexible and cost-effective solution to bridge one of my client’s short-term funding needs.”

Ben was captivated by the Spotcap product and its simplicity and transparency, attributing specifically the client services team.

“The account manager was invaluable coming into the office to run-through the first deal and communicated the process every step of the way. The support structure is still paramount so it was great to have a reliable account manager we can deal with,” said Ben.

He added: “The Spotcap experience was seamless and saved me, and more importantly my client, a lot of time. There was no waiting for weeks on end and further requests for information, once the financial statements were provided and the client authorised access to their bank account, it was approved. It shows the way forward for innovation and technology in the absence of common sense when considering creditworthiness.”

Summarising the standard of Spotcap’s product, Ben concluded: “Compared to other lenders and requirements we will certainly have Spotcap as our primary solution for this type of funding.”

We couldn’t be more grateful for Ben sharing his wealth of knowledge and expertise with us.