xero-and-spotcap

Spotcap and Xero

With Spotcap and Xero, applying for a small business loan has never been easier. Simply connect your Xero account and complete your application, and within 24 hours, you could be approved for up to $400k.

Business loans made easy

Spotcap’s online credit application means you won't have to spend time completing paper forms or uploading documents. With simple read-only access of your Xero account, we are able to assess your information in real time, to provide fast accurate decisions to let you get on with what really matters – your business.

xero-and-spotcap

Seamlessly connect and apply

Information we look at in Xero:

Profit and loss statements

Balance sheets

BAS activity

Information we don't access

Debtor/creditor information

Personal client/business data

Proprietary business information

We’re trusted by thousands of growing businesses

working capital loans customer quote

“The finance from Spotcap meant that our business could renegotiate our terms with our suppliers. It also meant we could invest in some new technology out of New Zealand; it made us look both of-the-minute, and world-class.”

Jennifer Hart

Founder, Everyday Cashmere

Xero – beautiful accounting software

Spotcap has partnered with Xero to create a seamless data sharing experience for small business

Cloud-based accounting software, accessible from anywhere, at any time, on any device

Simple to use and easy on the eye

Unlimited collaboration in the cloud with staff and financial advisors

Real-time financial data on the go

Why should I partner with Spotcap?

Hundreds of brokers, accountants and other professionals have already become accredited Spotcap partners. Here’s why:

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To avoid unnecessary paperwork

Time is money, which is why our online loan application process can be completed in just five minutes.
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To access loans at competitive prices

Your clients get fast access to a line of credit while only paying for what they borrow. We offer unsecured loans with competitive interest rates and no early repayment fees.
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To see client satisfaction

Through us, your clients gain access to flexible business finance which they can tailor to meet their own needs.
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To get quick decisions

We respond to applications within 24 hours. Our unique credit analysis algorithm allows us to make a prompt, robust assessment of the condition and creditworthiness of your client’s business.
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To access the proprietary partner portal

Stay informed as our exclusive user-friendly dashboard allows you to monitor your clients’ business loan applications.
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To get excellent advice

Our consultants will guide you towards the right outcomes for your clients, avoiding the costs of time wasted on inappropriate solutions.

Partner with Spotcap

Are you ready to partner with Spotcap? Diversify your business, and get in touch with us today.

Spotcap business loan calculator

$9,168

Monthly repayment

$10,016

Interest

$110,016

Total
  • Amount
    $ 100,000
  • Duration
    12 months
PeriodPrincipal amountInterest amountOutstanding amount
For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.