Business loans made easy
Spotcap’s online credit application means your clients won't have to spend time completing paper forms or uploading documents. With simple read-only access of Xero accounts, we are able to assess information in real time, to provide fast accurate decisions to let your clients get on with what really matters – their business.


Seamlessly connect and apply
Information we look at in Xero:
Information we don't access
We’re trusted by thousands of growing businesses

“The finance from Spotcap meant that our business could renegotiate our terms with our suppliers. It also meant we could invest in some new technology out of New Zealand; it made us look both of-the-minute, and world-class.”
Founder, Everyday Cashmere
Why should I partner with Spotcap?
Hundreds of brokers, accountants and other professionals have already become accredited Spotcap partners. Here’s why:
Partner with Spotcap
Are you ready to partner with Spotcap? Diversify your business, and get in touch with us today.
Spotcap business loan calculator
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For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.





