Spotcap creates opportunities for SMEs

Our unique approach to business lending is getting us noticed in Australia and globally

Our Mission

We empower SMEs with tailored finance, allowing them to focus on what really matters – their business. We are fuelled by a fundamental belief that easy access to financing products is beneficial to business owners.

Today business owners want a quicker, more versatile approach to borrowing. We provide fully unsecured business loans and use technology to make the lending process straightforward and swift. We base our decision on recent business performance rather than business plans and forecasts. This allows us to offer loans without the need for businesses owners to give personal guarantees and take on unnecessary risk.

The Spotcap loan has given thousands of business owners the confidence, security and freedom to achieve the vision for their business. It is available in five markets globally.

Spotcap in numbers
As a subsidiary of Zip Co:

500+ Employees

1.8m+ Customers

20,000+ Active Partners

operating in 3 countries

Simon arms crossed

Our Managing Director

Simon has more than 20 years' financial services experience, having held a number of senior roles across leading banking and insurance companies, including Head of Small Business Designs and Solutions at Macquarie Group, Customer Operations and Improvement Senior Manager at IAG, and most recently independent consultancy work for major financial services companies.

Throughout his career, Simon has had a focus on small business which has allowed him to develop an in-depth understanding of their needs and how they operate. For this reason, he is passionate about empowering business owners and improving their access to smart and simple business loans with Spotcap.

Zip Co (ASX: Z1P) recently acquired Spotcap Australia and New Zealand. Simon will lead this transition from Spotcap Global, cementing a position as a trusted, leading player in the alternative lending market.

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