The Spotcap story
Spotcap fuses a bold entrepreneurial spirit with an ambitious objective: to empower SMEs with tailored finance, allowing them to focus on what really matters – their business. Combining cutting-edge proprietary technology with an experienced team of credit specialists, we make business finance accessible in a way that’s new and extremely versatile. Our vision became reality when Spotcap launched in 2014.
To date we have secured more than $180 million dollars in funding, we operate in five countries, and we’re enabling thousands of businesses to realise their own ambitions.
Spotcap employs more than 120 people and is headquartered in Berlin (Germany) with a local presence in Spain, the UK, the Netherlands, Australia and New Zealand.
The Spotcap mission
Empowering SMEs with tailored finance, allowing them to focus on what really matters – their business.
Who benefits from Spotcap’s products?
Small and medium-sized businesses are the backbone of Australia's economy. Despite driving innovation and providing employment, they often find it hard to borrow from traditional financial institutions. Through its unique credit analysis model and straightforward online application process, Spotcap is making business finance accessible and helping to meet the needs of many of these businesses.
Spotcap at a glance
Our Managing Director
Lachlan has worked in financial services for the last 15 years, both in Sydney and New York. For the last 5 years, Lachlan has been at the intersection of finance and technology, helping to bring several smaller start up businesses to market. During this time, Lachlan has witnessed the profound impact that technology can bring to the average consumer of financial services, making them much easier to use and often more cost-effective in the process. Prior to that, Lachlan worked in the capital markets businesses of global investment banks Deutsche Bank, UBS and Citigroup as both a salesperson and trader. When he’s not immersed in the world of fintech, Lachlan enjoys spending time with his daughter and soaking up all that life has to offer in sunny Down Under. Lachlan holds a Bachelor of Economics from the University of Sydney.