Small business loans of up to $400K
Apply online in 15 minutes and receive a decision within one working day. An application is non-committal.
Flexible and accessible loans
Business loans - key features
Your business could benefit from a loan of between £10k and £150k.
Repayments are typically monthly, over 7-15 months. In addition, in the early months, you can choose how much of the credit line to draw down.
Criteria to qualify
Spotcap business loans are available to firms operating in the UK, with a minimum turnover of £250k, who have been operational for 24 months and have a UK bank account.
The interest rate on your business loan will reflect market conditions and your recent business performance. Use our business loan calculator to estimate the interest rate and monthly repayments.
How to apply for your small business loan
Enter basic personal and business information
Complete the application
Link your accounting software or upload financial and bank statements
Once approved you will have access to your credit line within 24 hours