What is different about a Spotcap short-term loan?
We’re trusted by thousands of growing businesses
Jennifer is one of many Australian business owners who has used Spotcap to grow. Read more about other aspirational SMEs we have financed
"Spotcap finance enabled us to grow and having that emotion that someone believed in your vision just left us feeling great"
Let your business benefit from Spotcap's unsecured lending
It’s your business, so you choose how to use the funds. Our short-term loans are a versatile solution for many business activities.
Qualification and eligibility criteria
What we look for in applications
How does a Spotcap short-term loan work?
Below is an example of Spotcap’s approach, focused on simplicity and flexibility
Understanding short-term lending
What exactly is a short-term loan?
Why is access to short-term credit important?
Small and medium sized businesses and short-term loans: A historical problem
Business loan calculator