Get your business moving with a Spotcap trucking loan of up to $250,000

Access to flexible finance can make all the difference to the success of your growing trucking business

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Flexible, controllable funding, tailored to your specific needs.

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Competitive rates and charges, with no hidden costs.

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Your application is processed promptly, rigorously and securely.

Versatile trucking business loans in Australia

None of us can do business without trucks. Freight needs to keep moving on our roads, and the volume of goods being shipped across Australia is on the rise. For the economy to keep moving, trucking businesses must run smoothly.

However, the freight industry is changing. New technologies, new working practices and environmental issues are all driving continual change. As a result, trucking businesses need to keep investing to stay competitive.

This investment often involves taking out a trucking loan. This is where Spotcap can help, as we offer a new, flexible solution to the challenge of finding cost-effective finance. Our loans are helping trucking companies unlock new opportunities.

Versatile trucking business loans in Australia

None of us can do business without trucks. Freight needs to keep moving on our roads, and the volume of goods being shipped across Australia is on the rise. For the economy to keep moving, trucking businesses must run smoothly.

However, the freight industry is changing. New technologies, new working practices and environmental issues are all driving continual change. As a result, trucking businesses need to keep investing to stay competitive.

This investment often involves taking out a trucking loan. This is where Spotcap can help, as we offer a new, flexible solution to the challenge of finding cost-effective finance. Our loans are helping trucking companies unlock new opportunities.

How can my trucking business benefit from Spotcap's unsecured finance?

  • Invest in boosting efficiency

    There are costs to be saved in your business through process improvement. A loan from us could finance the expertise you need to discover and take advantage of these hidden opportunities

  • Develop new markets

    A trucking loan could help you expand the range of markets that you serve, by discovering and marketing to new customers. Your trucking expertise could bring benefit to industries you’ve not yet tapped into

  • Fund new vehicles

    Growing your fleet and increasing capacity can be a quick route to more profits. A Spotcap loan could offer you a more flexible approach to doing this, because our loans allow you to repay early without penalty

  • Increase productivity through staff training

    Equipping your team with new skills can be a great way of sharpening your business for future success. Our flexible approach to trucking loans can help you fund the necessary education

  • Protect your payroll

    Your business can’t afford to miss a payroll date, which makes it imperative to have the necessary funds available when payment is due. Having a loan facility available can take the pressure off at this key time

How can a Spotcap trucking loan work for my business?

There are many types of finance available to trucking businesses. Each has its own features and benefits and it is important to select the option that’s right for your business.

What sets a Spotcap loan apart from most other funding is that it’s very flexible, unsecured and based on your recent business performance. Ours is a forward-looking approach, backed by technology.

Your application is assessed by our proprietary credit analysis algorithm and our team of expert underwriters. Once approved, you have control over how much you borrow from your credit line and there are no early repayment penalties. Our loan gives you maximum control in running your trucking business.

Key facts about Spotcap trucking loans

Loan amount

We help businesses by lending amounts of between $10k and $250k

Loan terms

A Spotcap loan starts as a line of credit. You withdraw funds, as and when you need them. These drawdowns become loans, usually repayable over 6 to 12 months

Criteria to qualify

Our basic eligibility requirements are: your business must be registered and based in Australia, have been operating for at least 12 months, have a turnover of at least $100k, and have an Australian online bank account

Interest rates

Our business loan calculator can help you estimate interest costs and monthly repayments. The rate of interest charged on your loan will depend on market conditions and your recent business performance

Trucking loans repayment calculator

  • Amount
    $ 125,000
  • Time
    9 months

$14,951

Monthly repayment

For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

Monthly repayment

$14,951

  • Amount
    $ 125,000
  • Time
    9 months
For illustrative purposes only. The example shown above is based on an average Spotcap customer. We base our decisions on several criteria and loans can only be granted to borrowers who can afford repayments. For more information about responsible lending click here or contact us directly.

How to request a trucking loan from Spotcap

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Sign up

We need basic personal and business information to initiate the application process

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Complete the application

Linking your accounting software and online bank account, or uploading financial statements, is required to complete your loan application

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Get approval

Once approved for a business loan, it will take only one working day to get access to the funds