What's different about Spotcap unsecured loans?
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Let your business benefit from Spotcap's unsecured lending
It’s your business, so you choose how to use the funds. Our unsecured business loans are a versatile solution for both long and short-term activities
Qualification and eligibility criteria
What we look for in applications
How does an unsecured business loan work?
Below is an example of how an unsecured business loan can work. It illustrates Spotcap’s approach, which is focused on simplicity and flexibility
In depth: Unsecured business loan vs. unsecured line of credit
An unsecured business loan and an unsecured line of credit are alternative funding options based solely on a business’s creditworthiness, history and financial condition. These types of financing don’t require any collateral or personal guarantees, making them an attractive solution for healthy small and medium sized businesses that don’t want to tie up valuable assets.
Business lines of credit
A business loan is a financial solution better suited for situations where a large long-term investment is required and the necessary expenses can be predicted.
A business line of credit is a more suitable product for businesses that need more working capital. It helps to manage spikes in demand and cover unexpected costs in a more short-term capacity.
Business loan calculator