What's different about Spotcap unsecured loans?
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Let your business benefit from Spotcap's unsecured lending
It’s your business, so you choose how to use the funds. Our unsecured business loans are a versatile solution for both long and short-term activities.
Qualification and eligibility criteria
What we look for in applications
How does an unsecured business loan work?
Below is an example of how an unsecured business loan can work. It illustrates Spotcap’s approach, which is focused on simplicity and flexibility
In-depth: What is an unsecured business loan?
An unsecured business loan is a financial arrangement where the borrower isn’t obliged to put down assets in order to be approved. Instead, their application is reviewed based on real-time data, their creditworthiness, and their projected ability to pay back within the loan’s term — which can last up to 24 months.
There are several types of unsecured lending options other than the business loan, such as the unsecured business line of credit. Here’s how they’re different:
Business lines of credit
Business loan calculator